Run a proper savings business — not a spreadsheet
Accept deposits, track every naira, post interest automatically, and give every customer a digital passbook. Built for Nigerian savings collectors and cooperatives.
Start your savings business →The old way vs the Maicro way
The old way
- ✗ Paper records that get lost or disputed
- ✗ Manual interest calculations with errors
- ✗ No way to print a professional statement
- ✗ Customers calling to ask their balance
The Maicro way
- ✓ Every transaction recorded with timestamp and reference
- ✓ Interest calculated and posted automatically
- ✓ Printable statements in seconds
- ✓ Customers see their balance anytime
Everything you need to run savings
Deposit and withdrawal recording
Every transaction is recorded with a timestamp, reference number, and staff ID — disputable records become a thing of the past.
Real-time balance tracking
Each customer account shows the current balance at a glance, updated the moment a transaction is posted.
Automatic interest calculation
Configure your interest rate per product and let Maicro calculate and post interest on your schedule — daily, monthly, or annually.
Savings goals
Customers can set a savings target and track progress. Staff can see which accounts are on track and which need attention.
Account freeze
Block withdrawals on any account — for a loan lien, a dispute, or any other reason. The freeze reason is recorded.
Fixed deposit accounts
Create fixed-term deposit products with maturity dates and interest rates separate from regular savings.
Printable customer statements
Generate a professional statement for any account for any period in seconds — ready to print or share.
Excel export
Export all accounts, balances, and transaction history to Excel at any time for your own records or audits.
How it works
Create savings products
Define your savings types — daily, weekly, fixed deposit — each with its own interest rate and rules.
Onboard customers
Add customers and open savings accounts for them. Link to their profile so all products stay connected.
Record transactions
Staff record deposits and withdrawals in real time. Every transaction gets a reference number and receipt.
Post interest and print statements
Run interest at the end of the period and print statements on demand. No spreadsheet needed.
Who is this for?
Frequently asked questions
Can I set different interest rates per product?
Yes. Each savings product has its own interest rate. You can offer daily, monthly or annual savings with different rates.
How do customers know their balance?
Staff can print or show a statement anytime. Customer-facing access is on the roadmap.
Can I run multiple savings products at the same time?
Yes. You can create as many savings products as you need — daily, weekly, target savings, fixed deposits.
Is there a limit on number of customers?
No. Maicro has no customer limits on any plan.
Can I freeze an account to prevent withdrawals?
Yes. Any savings account can be frozen by staff with a reason recorded.
Ready to run your savings business properly?
Register your business today — no setup fee, no contract.
Start free today →