Easy Buy / Installment Sales

Sell more. Get paid on schedule. Never lose track.

Set up hire purchase and installment plans for any product. Track every payment, send reminders, and manage defaults — so your Easy Buy business runs itself.

Start your Easy Buy business →

The old way vs the Maicro way

The old way

  • ✗ Manual notebooks and WhatsApp reminders
  • ✗ No clear record of how much is outstanding
  • ✗ Defaulters fall through the cracks
  • ✗ Arguments when a customer denies paying

The Maicro way

  • ✓ Every plan and payment recorded with a receipt
  • ✓ Outstanding balance visible at a glance
  • ✓ Overdue accounts flagged automatically
  • ✓ Printable repayment schedule from day one

Everything you need to run Easy Buy

🛒

Product catalogue

Add every item you sell on credit with prices, descriptions, and photos. Staff pick from the catalogue when creating a plan.

📋

Flexible payment plans

Set weekly, fortnightly, or monthly installment schedules. Define deposit amounts and the number of installments per item.

📲

Payment reminders

Customers receive reminders before their payment is due. Late payments are flagged and tracked automatically.

📈

Repayment progress tracker

See at a glance how much each customer has paid and how much remains on every open plan.

⚠️

Default management

Overdue accounts are highlighted so staff can follow up. A defaulter flag prevents repeat exposure.

📄

Repayment schedule printout

Print a full repayment schedule for the customer at the point of sale so expectations are clear from day one.

🧾

Payment receipts

Every installment payment generates a numbered receipt that staff can print or show.

📥

Portfolio export

Export your full Easy Buy portfolio to Excel at any time for reconciliation or audits.

How it works

1

Add your products

Create a catalogue of items you sell on credit — phone, appliance, furniture, anything you offer on Easy Buy.

2

Create a payment plan

Select the product, set the deposit, the installment amount, and the schedule. Print the plan for the customer to sign.

3

Record payments

Each time the customer pays an installment, record it and issue a receipt. Progress updates automatically.

4

Follow up on overdue accounts

Maicro flags late payments. Staff contact the customer and record any recovery payments.

Who is this for?

Electronics and phone retailersFurniture and home appliance storesFashion and clothing retailersMarket traders offering creditCooperatives running hire purchase schemes

Frequently asked questions

Can I sell any type of product on Easy Buy?

Yes. You can create a catalogue of any item you sell on credit — electronics, clothing, furniture, appliances.

How do I set the repayment schedule?

You choose the deposit amount, the number of installments, and the frequency — weekly, fortnightly, or monthly.

What happens when a customer misses a payment?

Maicro flags the account as overdue. Staff receive a prompt to follow up, and any recovery payment is recorded.

Can I print a repayment schedule for the customer?

Yes. A printable repayment schedule is generated at the point of sale so both sides have a clear record.

Can I blacklist customers who default?

Yes. Defaulters are flagged so staff are warned before extending credit to them again.

Ready to run your hire purchase business properly?

Register your business today — no setup fee, no contract.

Start free today →